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Checking Accounts that Check All the Boxes

Everyone’s checkbook looks a little different. That’s why Great Western Bank offers a variety of great checking accounts to fit.

With Free Checking, you’ll never have to worry about monthly service charges or minimum balances.

Or, go beyond the basics with Great Benefits Checking. You’ll get Identity Theft Protection, Cell Phone Replacement Protection and more to make life easy and safeguard your pocketbook. Plus, you won’t miss out on all our free checking perks like Mobile Banking and Online Bill Pay.

Great Benefits Checking

Meet the bank account that has your back. For $6 per month, Great Benefits Checking goes beyond the full banking services you expect to include Identity Theft Protection, Travel Insurance and Cell Phone Protection. Virtually everything in your pocketbook is protected – and that feels great. Your monthly fee is also reduced $.10 for every debit card swipe in that month. 

  • Identity Theft Protection including ID monitoring, payment card protection, $2,500 personal identity protection and expert recovery & restoration.
  • Cell Phone Replacement Protection including repairs to damaged phones*
  • Emergency Roadside Assistance (nationwide) including towing, winching, jump start, flat tire, lockout and fuel delivery.
  • $10,000 Travel Accidental Death Insurance
  • Shopping, dining and health discounts from 300,000+ merchants
  • No per check charge
  • Unlimited check writing1 
  • Debit Card with no monthly service fee
  • FREE Online Banking & Bill Pay
  • FREE Mobile Banking
  • FREE Online Statements2

*Online claim submission, maximum of 2 claims per 12 month period, maximum benefit limit is $200 per claim ($400 per 12 month period), $50 co-pay per claim

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Free Checking

When we say "free," we mean it. Our Free Checking account has more free benefits and bonuses. Plus no monthly service charges, minimum balances or required direct deposits. Seriously.

  • No minimum balance
  • No monthly service charge
  • No direct deposit requirements
  • No per check charge
  • Unlimited check writing1 
  • Debit Card with no monthly service fee 
  • FREE Online Banking
  • FREE Mobile Banking
  • FREE Online Bill Pay
  • FREE Monthly Statement

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50+ Free Interest Checking

Totally free and designed for customers 50 and over.

  • Competitive interest4
  • No minimum balance
  • No monthly service charge
  • No per check charge
  • Unlimited check writing1 
  • FREE Online Banking
  • FREE Mobile Banking
  • FREE Online Bill Pay
  • FREE Monthly Statement

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VIP Free Interest Checking

Free checking with the convenience of direct deposit or any automatic payment.

  • Competitive interest3
  • No minimum balance
  • No monthly service charge
  • No per check charge
  • Unlimited check writing1 
  • FREE Online Banking
  • FREE Online Bill Pay
  • FREE Monthly Statement

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Performance+ Checking

Want more out of your checking account? Choose Performance+ and you’ll earn higher interest on qualifying balances.

  • Higher interest rate with a balance of $2,500 or more
  • Competitive interest if balance falls below $2,500
  • Interest tiers consist of $2,500 or more, $25,000 or more and $50,000 or more
  • No per check charge
  • Unlimited check writing1
  • Only $8 service charge per month if minimum balance falls below $1,000 
  • FREE Online Banking
  • FREE Online Bill Pay
  • FREE Monthly Statement

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1Customer purchases checks.

2Online Statements required, or $2 monthly paper statement fee applies.

3Simple Interest Compounded Monthly

In the case of an overdraft, a $33 per item or $165 daily max overdraft fee will apply.

A $2 per withdrawal fee will apply to withdrawals at non-Great Western Bank ATMs outside of the U.S.

Offer good on personal accounts only; business and corporate accounts do not qualify for these plans. Bank rules and regulations apply. Minimum opening deposit is only $50. Ask us for details.