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Learn How Much You can Save by Switching to Free Checking

June 26, 2017

By: GWB Retail Banking

Why pay for an account you can get for free?

With Great Western Bank Free Checking, you could save up to $144 a year when compared to accounts at other banks. 

Our account allows you to control how your money is spent. Once your account is open and you’re enrolled in Great Western ebanking, you gain full access to our highly rated mobile banking app, online banking, customizable alerts, mobile check deposit, bill pay and outstanding customer service.


Overview of personal Free Checking account benefits:

  • No monthly service fees
  • No minimum balance
  • Dedicated customer care, with convenient hours
  • $50 free cash1 with qualifying transactions
  • Free customizable alerts 
  • Free monthly statements
  • Free online banking, mobile banking and bill pay
  • Deposit checks remotely with mobile check deposit
  • No per-check charge
  • Unlimited check writing
  • Debit card with EMV chip technology and no monthly service fee 
  • No ATM fees within our network of free ATMs2

The account comes standard with many free features. Minimum opening deposit of $50 is required.


Compare our fees with accounts at other banks*:

  Bank   Monthly Service Fee     Yearly Cost  
  Great Western Bank Free Checking   $0   $0
  Checking Accounts offered by the ‘big banks’     $10 - $12   $120 - $144 

 

Make a smart decision and open a free personal checking account today, you could save an estimated $120 a year.

*Monthly Service Fees may apply if the account holder does not meet the requirements to waive the Monthly Service Charge/ Fee. The requirements to reduce or waive the fees may include a minimum number of debit card purchases, direct deposit or minimum daily balance as further described on the bank websites.


A Free Checking Account that’s loaded with features.

  • No hidden fees 
  • Debit card security to help prevent fraudulent activity 
  • No monthly maintenance fees
  • Low minimum opening deposit of $50 
  • Deposit checks using your smartphone
  • Get cash from our conveniently located Great Western Bank ATMs and our ATM network with over 25,000 surcharge-free ATMs. $2.50 per withdrawal for out of network ATMs2
  • Access your accounts 24/7 from anywhere with secure online and mobile banking
  • Keep organized and pay your bills directly from your checking account

Recent Customer Reviews for Great Western ebanking mobile app:

Great App! 4/5 stars
by E&E'sMom

"Smooth, easy to figure out, love having all my accounts and balances at a quick glance. Transfers are easy. Have not used deposit feature yet, I'm a little old school on that yet. Been using the old app for years and the new app is even better!"


Love it 5/5 stars
by Ercardella

"I really like that I can deposit checks, pay bills, and see my last payment. Making transfers, checking balances and even signing in is so easy and convenient."


You may also be interested in:

Basic Savings
Overdraft Protection
$50 Free cash promotion


Still have questions? Contact us


1Cash bonus credited to new checking account between 61st day and 70th day account is open. To qualify for cash bonus, 20 debit card purchases posted to your account (online or in person) and enrollment in online statements OR receipt of at least one ACH direct deposit transaction (minimum value of $250) into the new account must be completed within 60 days of account opening. ATM withdrawals do not qualify as a debit card purchase. Transfers from one account to another, or deposits made at a banking location or ATM, do not qualify as a direct deposit. Account must be open and in good standing on the 60th day after account opening to be eligible for the cash credit and cannot be combined with any other offer. If 60th day falls on a weekend or a holiday, the qualification deadline will be the next business day. Offer good through 9/30/2017 on personal checking accounts only; business and corporate accounts do not qualify. Minimum opening deposit is only $50 for checking account.

2ATM Fees: When you use an ATM, you may be charged a fee by the ATM operator or any network used to complete the transaction, and you may be charged a fee for a balance inquiry at an ATM. "Out of Network" means ATM transactions occurring out of the MoneyPass, NETs or Shazam Privileged status ATM networks. For in-network ATM options, go to www.greatwesternbank.com/locations. ATMs outside of the United States are also considered out-of-network ATMs.

The customer is responsible for the purchase of checks. In the case of an overdraft, a $33 per item fee will apply with daily maximum overdraft fees of $165.

All checking products and services are subject to applicable customer agreements, terms and conditions. Offers apply to personal checking accounts only; business and corporate accounts do not qualify. Bank rules and regulations apply.

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