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Coronavirus (COVID-19) Update
The health, safety and well-being of our customers, employees and communities continues to be our top priority. Due to varying safety recommendations in the areas surrounding our branches, some locations are open to the public, while others remain open by appointment only. All drive-thru services and hours remain unaffected. Please use our Lobby Reopening Schedule to determine if an appointment is required before your visit. We will be updating the list regularly. Please avoid branch lobby visits if you are sick, have been exposed to the virus, or have traveled to a high-risk area.

Rest assured, we are deeply committed to being responsive to the needs of all of our customers. We appreciate your understanding during this time.

How to Use a Home Equity Line of Credit

By: Renee Gullickson, Mortgage Loan Officer

Now that the weather is feeling like spring, you may start to think of all of the home improvement projects you want or need. Maybe it’s new landscaping, a remodeling project you have been putting off, or some repairs and updates such as new flooring, kitchen cabinets, or a coat of paint for a fresh new look.

A great way to finance your project is a Home Equity Line of Credit (HELOC). A HELOC is easy to access and is secured by your home. The following are reasons and benefits for setting up a HELOC:


  1. Home Improvement Projects
  2. Wedding Expenses
  3. Unexpected Repairs or Medical Bills


  1. Interest Only Payments Required
  2. Flexibility - Advance and pay down the principal balance as often as you like
  3. Competitive Rates

If you have a specific purpose for your HELOC, and would like it paid off in a specific time period, we can set up a series of payments up to 10 years.

Visit with your local personal banker to discuss current rates and terms that best fit your individual financial needs.



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