Refer a friend to Great Western Bank and you could earn $50.

Thanks to your friend, you're on your way to a great banking experience and getting a digital $50 VISA® prepaid card!1


Choose a Checking Account to Get Started

Checking account options that fit your lifestyle. We offer accounts with no service fees, accounts that pay interest – and definitely an account that’ll fit the way you manage your money. Review our checking account options below to find the perfect fit for you.

Open your account online, or visit a banking location near you to get started.

STEP 1:

Open a personal checking account online or in person at one of convenient locations.

STEP 2:

Make 20 debit card purchases that post to your account in the first 60 days.
AND
Sign up for online statements OR set up a recurring direct deposit into your new account in the first 60 days.

STEP 3:

Watch your inbox for a digital Visa Prepaid Card to be sent via email once the qualification time period has ended.

Digital Checking Account Icon

Digital Checking

Giving customers more control with greater connection.

  • Free External Transfers2
  • ATM fee refunds3
  • Minimal $6 service fee can be easily waived4
  • Online statements required5
  • $50 Minimum Deposit

Open Account 

Free Checking Account Icon

Free Checking

Providing a simple solution with a basic account. 

  • No minimum balance 
  • No monthly service charge 
  • No direct deposit requirements 
  • $50 Minimum Deposit

Open Account 

VIP Free Interest Checking Account Icon

VIP Free Interest Checking

Offering experienced customers the benefits they deserve.

  • Competitive interest
  • No minimum balance
  • No monthly service charge
  • $50 Minimum Deposit

One owner must be 50 years or older or have direct deposit

Open Account 

Performance Plus Checking Account Icon

Performance+ Checking

Rewarding those who have invested in themselves.

  • Higher interest rates for higher balances
  • Minimal $8 service fee if balance drops below $1,000
  • $50 Minimum Deposit

Open Account 

1Referred person must open a new Great Western Bank personal checking account within 90 days of receiving a Great Western Bank Refer A Friend invitation and meet the program requirements by 1) having 20 debit card purchases (online or in person) posted to the account by the 60th day after account opening and 2) enrolling in online statements OR completing at least one ACH direct deposit transaction (minimum value of $250) into the new account within 60 days of account opening. Transfers from one account to another, or deposits made at a banking location or ATM, do not qualify as direct deposits. Account must be open and in good standing on the 60th day after account opening to be eligible. Offer cannot be combined with other checking bonus offers. Limit of one bonus per qualifying account. Referred Person is not eligible to participate if they are a primary account holder on an existing Great Western Bank consumer checking account or if they were a primary account holder on a Great Western Bank consumer checking account in the last 12 months prior to new account opening. Employees of Great Western Bank and its affiliates are not eligible for this program.

2 Regular and expedited External Transfer fees are waived for transfers completed from your Digital Checking account only. 

3 The first three out-of-network ATM transaction fees will be refunded to your account. 

4 To qualify for the monthly Service Charge reversal, 25 debit card purchases (online or in person) posted to your account and receipt of at least one ACH (direct deposit) transaction into the account must be completed by the last day of your statement cycle. Transfers from one account to another, or deposits made at a banking location or ATM, do not qualify as a direct deposit.

5 $2.00 monthly fee if online statements are declined.

Terms and Conditions