Personal account options created with you in mind.


Key Benefits Smart Start Banking Essential
Get Started Open Open Open
Which Account
is Best for You?
• Students and young adults
• Customers who prefer
banking digitally and use
their debit card instead of
writing checks
• Customers who want
• Customers who want
an easy and simple way
to manage their money
• Customers with larger
deposit relationships who
value additional perks
• Customers who want to
earn interest
Bank from your computer,
tablet, or phone with 
Great Western ebanking
Debit card with chip technology and wallet pay capabilities
Online Statements1
No Overdraft Fee    
Unlimited Check Writing  
Variable Interest Rate    
Free Standard Checks    
Great Western Home Mortgage Loan Rebate and Home Equity Line of Credit Rebate*    
Other Money-saving Rebates and Discounts    
Monthly Service Charge


No monthly service charge for primary account owners age 24 and younger


Avoid the monthly service charge when you meet one of these qualifications:

•You're age 60+

•You have deposits totaling $250.00 per statement cycle

•You hold an average monthly balance of $1,000.00


Avoid the monthly service charge when you meet one of these qualifications:

•You maintain an average checking balance of $5,000.00 per statement cycle

•You maintain average combined deposit balances of $25,000.00 per statement cycle

Minimum Open Deposit $25.00 $25.00 $25.00

1$2.00 paper statement fee applies to the Smart Start Banking and Essential Checking account.
For a complete listing of fees and more detailed account information, please see the Great Western Bank Consumer Fee Schedule and review your Deposit Account Agreement.

*Subject to credit approval.