Digital Checking

An account that has it all.

A premier online and mobile banking platform, debit card rewards, ATM fee refunds, free external transfers and much more!

  • Free regular and expedited external transfers1
  • ATM fee refunds2
  • No minimum balance
  • No per-check charge
  • Unlimited check writing
  • Free online statements3
  • Debit card with no monthly service fee
  • Free access to Visa Secure Remote Commerce
  • Great Western ebanking: online banking, online statements, mobile banking with mobile check deposit, bill pay, external transfers, Money Management and Purchase Rewards
  • Minimal $6 service fee if requirements are not met4
    • 25 debit card transactions
    • Direct deposit

Open an Account

1Regular and expedited external transfer fees are waived for transfers completed from your Digital Checking account only.

2The first three out-of-network ATM transaction fees will be refunded to your account.

3$2.00 monthly fee if online statements are declined.

4To qualify for the monthly Service Charge reversal, 25 debit card purchases (online or in person) posted to your account and receipt of at least one ACH (direct deposit) transaction into the account must be completed by the last day of your statement cycle. Transfers from one account to another, or deposits made at a banking location or ATM, do not qualify as a direct deposit. $2.00 monthly fee if online statements are declined. 

The customer is responsible for the purchase of checks. In the case of an overdraft, a $35 per item or $175 daily max overdraft fee will apply. A $2.50 per withdrawal fee will apply for out-of-network ATMs.

All checking products and services are subject to applicable customer agreements, terms and conditions. Offers apply to personal checking accounts only; business and corporate accounts do not qualify. Bank rules and regulations apply. Minimum opening deposit is only $50.