Digital Checking

An account that has it all.

A premier online and mobile banking platform, debit card rewards, ATM fee refunds, free external transfers and much more!

  • Free External Transfers1
  • ATM fee refunds2
  • No minimum balance
  • No per-check charge
  • Unlimited check writing
  • Free online statements3
  • Debit card with no monthly service fee
  • Free access to VISA® Checkout
  • Great Western ebanking: online banking, online statements, bill pay, mobile banking with mobile check deposit, external transfers and Purchase Rewards
  • Minimal $6 service fee if requirements are not met4
    • 25 debit card transactions
    • Direct deposit

Open an Account


1Regular and expedited External Transfer fees are waived for transfers completed from your Digital Checking account only.

2The first three out-of-network ATM transaction fees will be refunded to your account.

3$2.00 monthly fee if online statements are declined.

4To qualify for the monthly Service Charge reversal, 25 debit card purchases posted to your account (online or in person) and receipt of at least one ACH (direct deposit) transaction into the account must be completed by the last day of your statement cycle. Transfers from one account to another, or deposits made at a banking location or ATM, do not qualify as a direct deposit. Account must be open on the last day of your statement cycle to be eligible for the monthly Service Charge reversal. 

All checking products and services are subject to applicable customer agreements, terms and conditions. Bank rules and regulations apply. Minimum opening deposit is only $50.

The customer is responsible for the purchase of checks. In the case of an overdraft, a $35 per item or $175 daily max overdraft fee will apply. A $2.50 per withdrawal fee will apply for out of network ATMs.