Essential Checking

Our most popular checking account created for your everyday needs and loaded with convenience.

Best for

  • Customers who want convenience
  • Customers who want an easy and simple way to manage their money

Account features

Our Essential Checking account comes with:

  • Bill Pay and Online Transfers
  • Mobile Check Deposit
  • Text Message Banking
  • Unlimited Check Writing
  • Digital Banking Options
  • Free Online Statements
  • Access to over 35,000 Free ATMs1

Minimum Opening Deposit

Open with $25.00 deposit

Monthly Service Charge2

Avoid the $7.00 Monthly Service Charge by meeting one of the below qualifications:

  • You’re age 60+
  • You have deposits totaling $250.00 per statement cycle3
  • You maintain an average monthly balance of $1,000.00 per statement cycle

Open an Account

 

1 When you use an ATM, you may be charged a fee by the ATM operator or any network used to complete the transaction, and you may be charged a fee for a balance inquiry at an ATM. “Out of Network” means ATM transactions occurring out of the MoneyPass or Shazam Privileged status ATM networks.
2Review the Essential Checking Fee Guide to see other fees associated with this account type.
3Excludes internal transfers.