Terms & conditions

  • Introductory Rate - Sign up today and get 0% Introductory APR for six months with no annual fee! After that the variable APR will be 10.24%-24.24%. Stop in and see your local banker or call 1-800-952-2043.
  • Purchase APR 10.24%–24.24%
  • Cash APR 20.24%–24.24%
  • Balance Transfer APR 20.24%–24.24%
  • APR Type Variable based on prime
  • Default Rate None
  • Annual Fee None
  • Late Fee Up to $35
  • Overlimit Fee None
  • Cash Advance Fee 3% or $10, whichever is greater
  • Return Check Fee Up to $35
  • Grace Period 25-33 Days
  • Minimum Payment 2.5% of balance or $20 minimum
  • Balance Transfer Fee None
  • Foreign Transaction Fee 3%

Credit Card Account Holder Agreement