Coronavirus (COVID-19) Update
The health, safety and well-being of our customers, employees and communities continues to be our top priority. Due to varying safety recommendations in the areas surrounding our branches, some location lobbies are open to the public, while others remain open by appointment only. Please use our Lobby Reopening Schedule to determine if an appointment is required before your visit.
EMV Chip Card
Get big protection in a tiny chip
Great Western Rewards VISA® Card comes with built-in chip technology. This gives you greater fraud protection when you use your card at a chip-activated terminal. Your card is more secure and easy to use. Here's what you can look forward to as a cardholder.
Enhanced fraud protection
When you use your card at a chip-activated terminal, the embedded chip generates a one-time use code. This code is virtually impossible to counterfeit and helps reduce in-store fraud.
More merchants are accepting chip transactions every day. Whether your check out using chip technology or swipe your card, you can pay with confidence wherever Visa credit cards are accepted.
Easy to use
Simply swipe your card like you do today. However, if a chip-activated terminal is available, insert your card instead and follow the prompts.
Great Western Rewards Visa Cards now feature chip technology. You'll enjoy global acceptance plus an enhanced level of security.
Whenever you use your card at a chip-activated terminal, the embedded chip generates a one-time use code. This code is virtually impossible to counterfeit and helps reduce in-store fraud.
You can use your card at millions of places that accept Visa credit cards, at home and around the world.
More of the places you like to shop are transitioning to chip-activated terminals every day. The checkout process is only slightly different. If you are unsure if the terminal is chip-activated, swipe your card like you do today. If the terminal is chip-activated, you will be prompted to insert the chip end of your credit card into the terminal with the chip facing up. Leave your card in the terminal and follow the prompts on screen.
Yes, if a merchant is not yet chip-activated, you can continue to swipe your card.
No. There are no additional fees to use your new card. However, fees associated with your Great Western Rewards Visa Card may still apply. See account agreement for more information.