PERSONAL CHECKING ACCOUNTS
Checking options that fit your lifestyle? Check.
Which of our great checking accounts is right for you? We offer accounts with no service fees and low service fees, accounts that draw interest, accounts with rewards—and definitely an account that’ll fit the way you manage your money.
Checking Comparison Chart
Here they are, all in one place—so you can see at a glance which of our checking accounts is the perfect fit for you.
| Your Benefits | Great Benefits Checking | Free Checking | VIP Free Interest checking | 50+ Free Interest Checking | Performance+ Checking |
|---|---|---|---|---|---|
| Requirements | None | None | Direct Deposit or automatic payment | One owner 50 years or older | None |
| Minimum Balance to Open | $50 | $50 | $50 | $50 | $50 |
| Monthly Service Fee | $6.00 Reduced by $.10 with every debit card purchase | None | None | None | $8.00 if balance falls below $1,000 |
| Interest Bearing | No | No | Yes1 | Yes1 | Yes1 |
| Interest Tiers | N/A | N/A | Single Tier | Single Tier | >= $2,500 >= $25,000 >= $50,000 |
| Paper Statements | $2.00 per month2 | Free | Free | Free | Free |
| ID Theft Protection | Yes | No | No | No | No |
| Cell Phone Protection | Yes | No | No | No | No |
| Travel Protection | Yes | No | No | No | No |
| Shopping, Dining & Travel Discounts | Yes | No | No | No | No |
| Health Discounts | Yes | No | No | No | No |
| ATM Fees | Access to over 25,000 surcharge-free ATMs. $2.50 per withdrawal for out of network ATMs3 | ||||
| Personal Checks | Customer pays for checks. | ||||
| Overdraft | In the case of an overdraft, a $33.00 per item or $165 daily max overdraft fee will apply. | ||||
- Debit cards with no monthly fees
- Free online banking and bill pay
- Free mobile banking with mobile check deposit
- Free online statements
- Free access to VISA® Checkout
1Simple interest compounded monthly.
2Online statements required, or $2 monthly paper statement fee applies. Great Benefits only.
3ATM Fees: When you use an ATM, you may be charged a fee by the ATM operator or any network used to complete the transaction, and you may be charged a fee for a balance inquiry at an ATM. "Out of Network" means ATM transactions occurring out of the MoneyPass, NETs or Shazam Privileged status ATM networks. For in-network ATM options, go to www.greatwesternbank.com/locations. ATMs outside of the United States are also considered out-of-network ATMs.
All checking products and services are subject to applicable customer agreements, terms and conditions. Minimum opening deposit is only $50.