Great checking options from Great Western Bank

Here they are, all in one place—so you can see at a glance which of our checking accounts is the perfect fit for you.

Your BenefitsGreat Benefits CheckingFree CheckingVIP Free Interest checking50+ Free Interest CheckingPerformance+ Checking
Requirements None None Direct Deposit or automatic payment One owner 50 years or older None
Minimum Balance to Open $50 $50 $50 $50 $50
Monthly Service Fee $6.00 Reduced by $.10 with every debit card purchase None None None $8.00 if balance falls below $1,000
Interest Bearing No No Yes1 Yes1 Yes1
Interest Tiers N/A N/A Single Tier Single Tier >= $2,500
>= $25,000
>= $50,000
Paper Statements $2.00 per month2 Free Free Free Free
ID Theft Protection Yes No No No No
Cell Phone Protection Yes No No No No
Travel Protection Yes No No No No
Shopping, Dining & Travel Discounts Yes No No No No
Health Discounts Yes No No No No
ATM Fees Access to over 25,000 surcharge-free ATMs. $2.50 per withdrawal for out of network ATMs3.
Personal Checks Customer pays for checks.
Overdraft In the case of an overdraft, a $33.00 per item or $165 daily max overdraft fee will apply.

 

All of our accounts come with the following benefits:
  • Debit Cards with no monthly fees
  • Free Online Banking and Bill Pay
  • Free Mobile Banking with Mobile Check Deposit
  • Free Online Statements
  • Free Access to VISA® Checkout

1Simple interest compounded monthly.

2Online Statements required, or $2 monthly paper statement fee applies. Great Benefits only.

3Withdrawals at non-GWB ATMs may incur additional surcharges which are set at the discretion of the institution that owns the ATM and may be subject to change at any time without notice to Great Western Bank.  The list of no-GWB-surcharge ATMs is intended for the convenience of Great Western Bank customers. The information on the list is provided “as available” and “as is”, and therefore, Great Western Bank cannot warrant and expressly disclaims any representations of liability for any information provided by third parties.

ATMs outside of the United States are also considered out-of-network ATMs.

All checking products and services are subject to applicable customer agreements, terms and conditions. Offers apply to personal checking accounts only; business and corporate accounts do not qualify. Bank rules and regulations apply. Minimum opening deposit is only $50.