Choose a card that rewards you for using it.

With every credit card company competing for your attention—sometimes several times a week—we’re proud to offer the Great Western Rewards VISA®. This card can be a key part of your banking relationship with us, as it helps keep your finances organized in one convenient place.

With online credit card access, you can access your account information anywhere at any time, 24 hours a day, 7 days a week. View balance and payment information, transaction history, and statement images, plus make payments online.

Online Credit Card Access

Sign up today and get a 0% Introductory APR for six months, with no annual fee! After that the variable APR will be 9.99%-23.99%. Stop in and see your local banker or call 1-800-952-2043.

  • Purchase APR 9.99%–23.99%
  • Cash APR 19.99%–23.99%
  • Balance Transfer APR 9.99%–23.99%
  • APR Type Variable based on Prime Rate
  • No Default Rate
  • No Annual Fee 
  • Late Fee Up to $35
  • No Overlimit Fee
  • Cash Advance Fee 3% or $10, whichever is greater
  • Return Check Fee Up to $35
  • Grace Period 25-33 Days
  • Minimum Payment 2.5% of balance or $20, whichever is greater.
  • No Balance Transfer Fee 
  • Foreign Transaction Fee 3% in U.S. Dollars

Credit Card Account Holder Agreement (PDF)

For a copy of your credit card agreement:
Call us at 1.855.594.3254 or email your request to [email protected].

Effective February 1, 2021, your Great Western Rewards Visa will no longer provide the Auto Rental Collision Damage Waiver. All other card benefits will remain in place. To view descriptions of your current card benefits, please click here.

Beginning early 2021, Great Western Rewards Visa card will include ID Navigator Powered by NortonLifeLock™ benefits.

Fraud Alert messages are provided to you at no cost. You will not be charged for alerts received. Message frequency varies, as they are only sent when there is suspicion of fraud. For help reply HELP to the alert. Reply STOP to the alert to end future fraud alert messages. For support or questions contact us at 1.855.594.3254. Mobile carriers are not liable for delayed or undelivered messages.

To reach our credit card customer service, please call 1.855.633.4119, available 24 hours a day.