Take a loan from your home.

When you need a loan for anything from major purchases to emergency expenses, there’s no better source than the one you’re living in. The equity in your home is a powerful borrowing tool.

There are two simple ways to take advantage of the equity in your home. The first is simply a traditional loan against the equity, with planned monthly payments, along with a fixed rate and term.

The second is a Home Equity Line of Credit (HELOC), which makes the funds available at your convenience. Interest accrues only on the equity you are using, and as you pay back the balance it becomes available to use again. A HELOC is particularly convenient for people with variable incomes.

Find a bank near you

Learn more